Frequently Asked Questions from Patients?

Q. Can I use ChiroHealthUSA with my current insurance?

A. Yes, but only for non-covered services or when benefits are exhausted. The fees may not apply to any deductible, co-payments or co-insurance.

Q. Can I use ChiroHealthUSA instead of my insurance benefits?

A.  Most provider contracts require the doctor to file insurance for you if they are in-network. However, the patient ultimately makes the decision and may choose to file on their own if the fees through ChiroHealthUSA are less than your managed care contract. If you choose to pay out of pocket and file your own insurance, your carrier may reimburse only the amounts paid or allowable for covered services. This decision will ultimately be at your and your provider's discretion.

Q. If I decide to change chiropractors, can I use ChiroHealthUSA in their clinic?

A. Your ChiroHealthUSA membership is valid at any ChiroHealthUSA participating provider's clinic. Discounts may vary by provider so be sure and inquire about the discounts offered if you are making a change of providers

Q. Does my ChiroHealthusa membership cover my family?

A. Yes. Your membership covers you, your spouse, and any dependents as defined by law.

Q. How will I know I have received the discounts allowable as a ChiroHealthusa member?

A. All providers are required to post the discounts available to you at time of enrollment so you can see the savings you will have as a member of ChiroHealthusa. They may bill the contracted amount on their receipts to you, or bill out their normal fees and show a "contractual discount". Either way, you can feel free to contact ChiroHealthusa to verify you have received the discounts agreed to by the provider. ChiroHealthusa also maintains copies of provider's fees for verification of discounts upon member request.

ChiroHealthusa Disclaimers:  ChiroHealthusa is NOT health insurance and should not replace health insurance.  Additional disclaimer information can be found on the Patient Information tab or from downloaded documentation as available on this website.